Help is available to eligible students through a range of scholarships and Government payments.


SATAC's participating institutions provide a variety of scholarships and grants to assist students.

Read the institution profiles for more information about the scholarships they offer.

Equity Scholarships

You can apply for university-funded Equity Scholarships through SATAC.

Equity Scholarships are for undergraduate students who can provide proof of financial need.

Find out more about Equity Scholarships

Commonwealth government payments

The Australian government provides a range of payments to help students with study costs.

Student Start-Up Loan

The Student Start-up Loan is a tax-free, voluntary loan available to eligible full-time students.

You might be eligible for a Student Start-Up Loan if you are:

  • studying full-time at university and
  • you are receiving Youth Allowance, Austudy or ABSTUDY Living Allowance

Some study requirements apply.

The loan is not an automatic payment, you have to apply for it. The loan is repaid through the Australian Taxation Office (ATO) when your income exceeds the repayment threshold. In 2020, the Student Start-up Loan was worth $1,094 for every 6 months of eligible study.

Further information about the Student Start-Up Loan is available from Services Australia.

Relocation Scholarship

The Relocation Scholarship is a once-a-year payment for eligible students receiving ABSTUDY or Youth Allowance. It can help with the costs of living away from home to study.

The payment rate of the Relocation Scholarship depends on your circumstances.

More information about the Relocation Scholarship is available from Services Australia.

Youth Allowance, Austudy and ABSTUDY

Youth Allowance helps eligible students who are 24 or younger and are:

  • studying an approved course full-time
  • undertaking a full-time Australian Apprenticeship or training
  • looking for work. 

Austudy helps students aged 25 and older who are studying an approved full-time course. A partner and personal income and asset test will apply.

Students seeking Youth Allowance or Austudy can claim online through myGov.

ABSTUDY helps Aboriginal or Torres Strait Islander students undertaking approved full-time or part-time study. ABSTUDY is a means-tested living allowance to help with study costs.

For more information about Youth Allowance, Austudy and ABSTUDY, contact Services Australia.

Pensioner Education Supplement and ABSTUDY Pensioner Education Supplement

The Pensioner Education Supplement helps people study full- or part-time. The Supplement is available to recipients enrolled in an approved course and receiving specific Department of Human Services or Department of Veterans’ Affairs payments.

More information about the Pensioner Education Supplement is available from Services Australia.

Further information

Information about financial help for students is available from:

Services Australia

Australian Taxation Office

Study Assist

Tertiary institutions